We drew up a concept plan for the back this morning. It transforms our back from a gigantic pile of dirt to a really usable area viewed through the glass from the living area. One bonus about being a dreamer is that we have been able to see through the pile of dirt and envisage what it will become. This day is getting closer and it's what's keeping me positive right now.
On the money front we are in limbo. All the forms are in and I'm waiting on the valuer to make an appearance. All we can do at the moment is keep our fingers crossed.
I've been reading about ways to get out of debt so yesterday I drew up a budget for every factor in our life. It's daunting but certainly gives me a feeling of control over an area of my life that I normally allow to control me. Did you know that if you pay an extra $31.00 off your mortgage a year you can save approx. $15K in interest and a year off the life of your loan. I've also read that you should never use credit for something that doesn't appreciate. I guess this is everything except your house. Ah! How are we going to exist in this society!
Back into it. I'll keep you posted.
L x
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Whoops, I meant $31.00 a month! L x
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